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Frequently Asked Questions

Find answers to common questions about insurance, claims, premiums, and our services.

Common Questions

General Insurance Questions

What types of insurance do you offer?
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We offer a wide range of insurance solutions including Life Insurance, Health Insurance, Motor Insurance, SME Insurance, Fire Insurance, Travel Insurance, Home Insurance, Factory Insurance, Personal Accident Insurance, Commercial Insurance, Business Insurance, and Family Protection Plans. Whatever your insurance need, we have the right plan for you.
How do I get an insurance quote?
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Getting a quote is easy! You can fill out our online inquiry form, call us at +91 9537157112, or message us on WhatsApp. We provide fast and accurate quotations so you can make informed decisions without delay.
How quickly can I get a quote?
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We are known for our fast quotation service. In most cases, you can receive a quotation within minutes over WhatsApp or a few hours via email, depending on the type and complexity of the insurance plan.
Do you charge any fees for consultation?
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No, our insurance consultation is completely free. We believe in honest service and transparent communication. You can reach out to us anytime for advice without any obligation or cost.
Which cities do you serve?
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We serve clients PAN India. While we are based in Surat, Gujarat, our clients come from various cities across India including Ahmedabad, Mumbai, Pune, Vadodara, Rajkot, Bharuch, Navsari, Vapi, and many more.
Claims & Process

Claims & Policy Questions

How does the claim process work?
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Our claim process is simple. Contact us via WhatsApp or phone, share the details of your claim, and we will guide you through the entire process step by step. We provide 24-hour claim assistance to ensure you get your benefits quickly and without hassle.
How long does claim settlement take?
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Claim settlement times vary by insurance type and insurer. However, we actively follow up with insurance companies to expedite the process. Health insurance claims with cashless hospitalization are typically settled within a few hours, while life insurance claims may take 15-30 days.
Can I switch my existing insurance to Carnival Assurance?
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Absolutely! If you have an existing policy and want better service or a more suitable plan, we can help you transition smoothly. We'll review your current policy, compare options, and recommend the best path forward — all at no cost to you.
What documents do I need to buy insurance?
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The documents needed vary by insurance type. Generally, you'll need identity proof (Aadhaar/PAN), address proof, and income proof for life insurance. For motor insurance, you need your vehicle's RC book. We'll guide you through the exact requirements during our consultation.
What makes Carnival Assurance different?
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We stand out for our fast quotation service, quick claim support, transparent communication, honest service, and good faith relationships with clients. Customer satisfaction and trust are our biggest strengths. We never upsell or recommend what isn't best for you.

Still Have Questions?

Get in touch with us — we're happy to help with any insurance queries, free of cost.

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